The Grants Guide http://www.the-grants-guide.com Sun, 07 Mar 2010 14:02:35 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 How Much Do You Need? http://www.the-grants-guide.com/government-grants/how-much-do-you-need http://www.the-grants-guide.com/government-grants/how-much-do-you-need#comments Tue, 16 Feb 2010 15:32:59 +0000 Grant http://www.the-grants-guide.com/government-grants/how-much-do-you-need


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Follow These Simple Steps To Get Your Grant Money!



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]]> http://www.the-grants-guide.com/government-grants/how-much-do-you-need/feed 0 Get Your Free Government Grant! http://www.the-grants-guide.com/government-grants/get-your-free-government-grant http://www.the-grants-guide.com/government-grants/get-your-free-government-grant#comments Wed, 04 Mar 2009 06:00:59 +0000 Grant http://www.the-grants-guide.com/government-grants/get-your-free-government-grant-cd

It’s Easier Than Ever To Get Government Grants

There are big changes happening with USA Government Grants. Thousands of people receive FREE MONEY from the US Government every month in the form of government grants.

According to the Government Accountability Office there’s over $460 Billion Dollars Available. (and rising!)

If you are an American citizen over the age of 18 you may be eligible for some kind of government grant.

Imagine what you can do with $25,000, $100,000 or more!

- Pay Off Debts
- Buy a Home
- Invest in Real Estate
- Start a Business
- Get an Education

AND… with Your FREE Government Funding Info all you need to do is figure out how much you need
and this information will help you take care of the rest. (click here)

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]]> http://www.the-grants-guide.com/government-grants/get-your-free-government-grant/feed 0 My daughter received a 1099-Misc from her college for a $3,000 education grant to study a foreign language.? http://www.the-grants-guide.com/education-grant/my-daughter-received-a-1099-misc-from-her-college-for-a-3000-education-grant-to-study-a-foreign-language http://www.the-grants-guide.com/education-grant/my-daughter-received-a-1099-misc-from-her-college-for-a-3000-education-grant-to-study-a-foreign-language#comments Sun, 07 Mar 2010 14:02:35 +0000 Grant http://www.the-grants-guide.com/education-grant/my-daughter-received-a-1099-misc-from-her-college-for-a-3000-education-grant-to-study-a-foreign-language She used the money to pay tuition for the summer program. Because she was sent a 1099-misc she has to pay tax on it when, if was a taxable grant, she still wouldn’t have to. What can I do about this?

Have the college issue a corrected form.

]]> http://www.the-grants-guide.com/education-grant/my-daughter-received-a-1099-misc-from-her-college-for-a-3000-education-grant-to-study-a-foreign-language/feed 3 If i work part time get child tax credits and housing benefit do i qualify for the sure start maternity grant? http://www.the-grants-guide.com/housing-grant/if-i-work-part-time-get-child-tax-credits-and-housing-benefit-do-i-qualify-for-the-sure-start-maternity-grant http://www.the-grants-guide.com/housing-grant/if-i-work-part-time-get-child-tax-credits-and-housing-benefit-do-i-qualify-for-the-sure-start-maternity-grant#comments Fri, 05 Mar 2010 15:11:29 +0000 Grant http://www.the-grants-guide.com/housing-grant/if-i-work-part-time-get-child-tax-credits-and-housing-benefit-do-i-qualify-for-the-sure-start-maternity-grant
no, you have to be in receipt of income support to get the sure start grant, however u can get the health in pregnancy grant of £190

]]> http://www.the-grants-guide.com/housing-grant/if-i-work-part-time-get-child-tax-credits-and-housing-benefit-do-i-qualify-for-the-sure-start-maternity-grant/feed 1 Business Grant Application Process http://www.the-grants-guide.com/small-business-grant/business-grant-application-process http://www.the-grants-guide.com/small-business-grant/business-grant-application-process#comments Thu, 04 Mar 2010 13:07:20 +0000 Grant http://www.the-grants-guide.com/small-business-grant/business-grant-application-process

Small business association is an agency of the federal government which helps businesses, particularly small businesses succeed and it is the best place to seek for business grants. It is a common notion that business grants are just offered by the government, regardless of any particular requirements, which is far from the truth.

In order to get the business grants, it is necessary to meet certain requirements put forth by the government. People who seek business grants for non profit organizations stand a higher chance of receiving the grants than others. To successfully get through the process of getting a business grants, two things are absolutely essential, the applicant has to show that his or her business project is viable and prove that the business is worth enough to generate a proper income to show proof of the business viability.

So, prior to applying for a business grant, one should do thorough research on the various options and prepare a presentation of the business project. Market analysis has to be carried out and the income generating capacity studied. Though government grants are free money that need not be returned, the government would be interested in channelizing the money in the proper way so that it is useful to many people. This would ensure generating more job opportunities and effectively, enhance the economy and welfare of the nation.

There are different government agencies that offer business grants and it is better to check with them for their requirements. If a person wants to get his business grant sanctioned, then, he should present a business project that is appealing and has great feasibility. It should also be related to the field which the government is interested in promoting.

There are many different types of grants offered by government and other financial institutions, including individual grants for personal necessities, business grants for starting new business and many more. Small business administration grants are given to small businesses that are already in existence and operating. Since small businesses contribute a lot to the growth of economy to a country, the government would be keen to promote them.

The application for business grants can also be written through professionals who would give proper guidance so that the application is not rejected. So, it is necessary to furnish the required details to successfully get a business grant. It is also required to know the limits of the fund that will be offered and if possible, the assistance of experts in this regard can be sought. It is also advisable to follow up the status of the grant application and ascertain whether it is being granted or not. Government is there to help and it can be utilized properly to flourish.

Lesley Lyon
http://www.articlesbase.com/finance-articles/business-grant-application-process-679192.html

]]> http://www.the-grants-guide.com/small-business-grant/business-grant-application-process/feed 7 Federal Grant Money Available Today http://www.the-grants-guide.com/housing-grant/federal-grant-money-available-today-2 http://www.the-grants-guide.com/housing-grant/federal-grant-money-available-today-2#comments Thu, 04 Mar 2010 13:07:11 +0000 Grant http://www.the-grants-guide.com/housing-grant/federal-grant-money-available-today-2

Did you know there is literally billions of dollars in federal grant money available, and you can obtain thousands of dollars just by writing grants? Millions of dollars is given out on a daily basis to help people reach their goals. And while these programs have been around for decades, the government is fusing billions of more dollars into the system to help individuals during troubled economic times.

Federal grant money comes in many forms. If you are a college student, you can have college grants sent directly to your school to pay your tuition. You can also find many college grants that will simply send you a check in the mail to use for student housing, textboooks and other college expenses.

You can obtain federal funding to help pay your rent if you are facing financial difficulty, or acquire debt grants to help you avoid bankruptcy. If you want to start or expand your own business or open a daycare center, you are elligible to recieve some of this money. There is such a broad range of federal funding available to help you out financially, and it just takes dropping an application in the mail to receive it.

The biggest challenge these federal grant money programs face is not having enough applicants to give this money away. While there is billions of dollars available, not everyone knows that these programs exists or where to find them. As a result, there is excess cash left over at the end of the year that goes unclaimed.

Since the government is mandated to give this money out, there’s a likely chance you’ll receive federal grant money just because the money is available.

Austin Warty
http://www.articlesbase.com/personal-finance-articles/federal-grant-money-available-today-685202.html

]]> http://www.the-grants-guide.com/housing-grant/federal-grant-money-available-today-2/feed 4 Canadian Government Grants for First Time Homebuyers http://www.the-grants-guide.com/government-grants/canadian-government-grants-for-first-time-homebuyers http://www.the-grants-guide.com/government-grants/canadian-government-grants-for-first-time-homebuyers#comments Thu, 04 Mar 2010 13:07:09 +0000 Grant http://www.the-grants-guide.com/government-grants/canadian-government-grants-for-first-time-homebuyers

Buying a house these days is more difficult for young people purchasing their first home than it ever has been.  The uncertainty in the market has made it an opportune time if you are buying your first house to get a good deal, but the banks are making it harder to get a mortgage.  The more stringent guidelines that the banks have imposed are making it more challenging for people to qualify for a mortgage.  The good news is that the Canadian Government is trying to help.  They are offering government grants for first time homebuyers.

These Canadian government grants for first time homebuyers are making it possible for people to get into their first house much sooner than they would on their own.  In addition, because there is no interest on the money and no monthly payment it makes it a little easier to qualify for a mortgage.  If you’re wondering if you will qualify for the government grants, for first time homebuyers you will be happy to know it is available, however if you have owned a house previously you do not qualify.

You must also have good credit to qualify and a preapproval from a bank showing that you are approved for a mortgage.  It is important to note that not all banks will allow you to use a down payment that comes from a government grant.  First time homebuyers should seek out the help of a mortgage broker in this situation, they are aware of the banks that will allow down payments from the Canadian government grants for first time homebuyers program.

So how does a person get a government grant?  First time homebuyers must first speak to a mortgage broker and fill out an application for a preapproval.  The mortgage broker should be able to tell you who is administering the program in your area.  Once you get a pre approval, you will then make an appointment with the person in your area who handles the government grants.  First time homebuyers may find the experience a little overwhelming but your mortgage broker will help guide you through the process.

First time homebuyers should be aware that it is necessary that you have some money saved by the time you move into your new house.  The bank will want you to save up enough to pay for your lawyer fees and any other costs you might incur at closing.  These are called your closing costs and the amount you should save is 1.5% of your house value, so if you buy a house worth one $100,000 you will need $1500 for closing costs.

Many people ask if they have to pay back the government grants for first time homebuyers, and the answer is no, however there is a catch.  If you live in that house for twenty years you don’t have to pay it back, if you sell the house before the twenty years then yes you have to pay it back when you sell the house.  The good news is that there is no interest on the money so the balance won’t grow, and you can even keep the appreciation in the house. What that means is, if you buy a house and then sell it five years later, and it’s worth 20% more than when you bought it, you can keep that.

This is an amazing chance for first time homebuyers, if you’re ready to buy a house but you don’t have enough of a down payment its perfect. The best thing is, houses grow in value about 5% each year and if you had to wait an extra year to save for the house you like today, it would cost you 5% more to buy.  If you’re interested, don’t wait because the Canadian Government Grants for first time homebuyers program is over in March 2009.

Penny-Ann Lupton
http://www.articlesbase.com/real-estate-articles/canadian-government-grants-for-first-time-homebuyers-743367.html

]]> http://www.the-grants-guide.com/government-grants/canadian-government-grants-for-first-time-homebuyers/feed 0 How to Avoid Government Grant Scams http://www.the-grants-guide.com/free-grant-money/how-to-avoid-government-grant-scams http://www.the-grants-guide.com/free-grant-money/how-to-avoid-government-grant-scams#comments Thu, 04 Mar 2010 13:07:04 +0000 Grant http://www.the-grants-guide.com/free-grant-money/how-to-avoid-government-grant-scams

Many people are looking to get grants from the government, but they are often falling for government grant scams. These people are generally ones that are especially looking for money to help finance their businesses. There are government grants that are sponsored by the government, but there are some groups that pose as governmental groups that are only looking to grab the financial and personal information of people and use it to their advantage.

However, there are ways of how you can avoid government grant scams. These scams are generally targeted to people who have businesses and are also looking for money, but in many cases these people didn’t even ask for any assistance. Here’s some things to watch for to tell if you are facing any government grant scams.

The first of the signs of government grant scams is that the group contacts you. Generally for a grant you will have to contact the government for help directly. Congressional laws state that you have to contact the government for help. If a group contacts you for help then you are facing one of the government grants scams that are especially rampant.

If a person contacts you claiming to be a governmental represented then you are being contacted by one of the government grant scams. This person that claims to be a representative when talking to you will probably be asking deep questions about your personal life, including your Social Security Number in most cases. Also, they tend to try and dance around tough questions.

Government grant scams are also ones that claim that you can get the money that you need for free. While the government does give money through grants it will have some requirements, including progress reports and other conditions. Government grant scams usually do not have any of this information.

Also, groups that ask for credit card information are likely to be running government grant scams. This could put you at risk of identity theft if you go about working with this.

A government grant will have some especially strict guidelines and tough competition. If you are applying for a grant that will be supposedly given to you immediately without any competition then you are applying for another of the government grant scams. Qualifications for grants are especially tough, and government grant scams don’t have these qualifications, so if you find something that sounds real easy to do odds are very good it’s a scam.

One of the best things to do for avoiding government grant scams is to contact your local government for help. You can find information on legitimate grant agencies that can help you with getting the money you need for your group or business. These are all legal and will be tough to get in many cases, but this is important in that you will be able to avoid all of the government grant scams that you could easily fall for.

Arek Zbikowski
http://www.articlesbase.com/business-articles/how-to-avoid-government-grant-scams-686579.html

]]> http://www.the-grants-guide.com/free-grant-money/how-to-avoid-government-grant-scams/feed 5 The Understanding to Government Grants http://www.the-grants-guide.com/federal-grants/the-understanding-to-government-grants-2 http://www.the-grants-guide.com/federal-grants/the-understanding-to-government-grants-2#comments Thu, 04 Mar 2010 13:06:50 +0000 Grant http://www.the-grants-guide.com/federal-grants/the-understanding-to-government-grants-2

Many people have applied the government grants, but few of them are successful.Because they don’t know about the specific knowledge of government grants, they always make mistakes on it, which lead to a difficult application. This article will help you understand the government grants clearly.

Step1
In general, there are three main kinds of grants–school grants, grants for minorities and grants for small businesses. If you attend college and fall into a certain income bracket, the financial-aid office at your school can advise you of grants you may qualify for. When applying for a grant, it is wise to explore all of the options available to you.

Step2
Many people think that when they can receive a government grant for free.This is a misunderstanding.Just like the words”no pain, no gain.” For example, if you receive funding to start a particular community project, you must follow through with that project.

Step3
When you apply for a grant, you must submit a proposal and explain why you need the grant. You must also submit the details of the budget you have to work with and how the money will be spent. If you do not possess fluent writing skills, it is best to let someone who is skilled in this area prepare your proposal. You do not want to be denied a grant because of a poorly constructed proposal.

Step4
Available grants can be found in the Catalog of Federal Domestic Assistance, which contains a listing of all grant programs that are administered by 57 agencies. Receiving a grant can benefit you or your business in many ways. Applying for a business grant can help elevate your business and provide you with resources you may not have been able to obtain on your own.

In my opinion, you should understand the types and applying institution of government grants, and especially, think about the reader and what they may or may not like. Often you can read past federal grant proposals that were awarded. Read them and compare them to the proposal you have just written. Adjust your proposal to match the style and tone of those. Also see if there is a common theme in the proposals that were awarded. Determine if you can add that to your proposal.

sunshine02
http://www.articlesbase.com/politics-articles/the-understanding-to-government-grants-702016.html

]]> http://www.the-grants-guide.com/federal-grants/the-understanding-to-government-grants-2/feed 4 Albrights Fund Grant to Mentor Students at N.C. State http://www.the-grants-guide.com/education-grant/albrights-fund-grant-to-mentor-students-at-n-c-state-2 http://www.the-grants-guide.com/education-grant/albrights-fund-grant-to-mentor-students-at-n-c-state-2#comments Thu, 04 Mar 2010 13:06:34 +0000 Grant http://www.the-grants-guide.com/education-grant/albrights-fund-grant-to-mentor-students-at-n-c-state-2

Andy Albright, a member of North Carolina State’s Entrepreneurship Initiative advisory board and his wife Jane funded a grant for speakers to come and talk to students at the University about entrepreneurship.

“In these critical development years of becoming an adult, it’s vital that these students seek leadership skills and develop them so that they can get started towards a path of success.” said Andy Albright, President and CEO of National Agents Alliance®.

The board’s goals this year is to build upon the established entrepreneurship education programs in the colleges of engineering and management; tie other programs together; build new university wide elements which includes a course for a general education requirement, a K-12 outreach program that establishes N.C. State as priority choice for high school seniors interested in entrepreneurial careers as well as community, social, and networking opportunities for N.C. State students.

Albright and eleven other N.C. State alums were chosen to provide opportunities to empower students as entrepreneurial thinkers, doers, and leaders.

For more information on this program, go to http://www.ncsu.edu/ei/index.php.

NAA® is an insurance marketing organization that supports independent insurance agents in all 50 states. In 2008, the company provided more than $13.3 billion in life insurance protection to families throughout the U.S. The company specializes in term and mortgage protection life insurance products, but also provides a full array of insurance-based financial services. Headquartered in Burlington, NC, the company employees approximately 130 people and serves more than 9,000 insurance agents. For more information visit, www.naalife.com.

Andy Albright
http://www.articlesbase.com/entrepreneurship-articles/albrights-fund-grant-to-mentor-students-at-nc-state-1266490.html

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